Apaho & Meadowcreek Drive, Dallas, Texas 75248 (972) 845-1520 TTY 711

Medicare Health Insurance Plan Options

  • Medicare advantage plans

    Client: You MUST continue to pay your Part B Premium. When you join a Medicare Advantage Plan you are taking yourself out of Original Medicare and contractually agreeing to follow the rules, regulations copayments, coinsurance and deductibles of the Medicare Advantage Plan you enrolled into. If your plan will not pay for your procedure Medicare will not step-in and pay for it either. A Medicare Advantage Plan is a type of Medicare Health Plan offered by private companies contracted with Medicare to provide you with all of your Part A – Hospital Benefits, Part B – Medical Benefits and most…

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  • Medicare supplements

    Client: You MUST continue to pay your Part B Premium. These plans are neither affiliated nor connected to Original Medicare. A Medicare Supplement Insurance policy (Medigap) does NOT have Part D prescription drug coverage, so please be advised that you will need to purchase a stand-alone prescription drug plan (PDP) to go along with your Medicare Supplement Insurance policy. A Medicare Supplement Insurance policy (Medigap) is sold by private Insurance companies. These types of Insurance policies help pay some or all of the healthcare costs that Original Medicare doesn’t cover like co-payments, co-insurance, and deductibles. Some Medicare Supplement Insurance polis…

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  • Prescription drugs (part d)

    Client: You MUST continue to pay your Part B Premium. You MUST have Part A and/ or Part B. You are NOT required to enroll into a Prescription Drug Plan (PDP); however, if you do not elect to get one and do not have credible (Rx coverage as good as Medicare’s) you will be subject to a Part D Late Enrollment Penalty. A stand-alone Medicare Prescription Drug Plan (PDP) or Rx coverage is for current needs. The pricing for PDP’s vary wildly! Stand-alone Medicare Prescription Drug Plans are offered by Insurance companies and other private companies approved by Medicare. All…

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  • Dental/Vision/Hearing Plans

    Client: You MUST continue to pay your Part B Premium. You are NOT required to enroll into DENTAL/ VISION/ HEARING PLANS Original Medicare covers limited dental/ vision and hearing benefits. Most Medicare Advantage Plans comes with an option to add these benefits. On the other hand, a Medicare Supplement Plan doesn’t have an option to add these benefits to the Original Insurance Policy. You must buy these types of plans separately.

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